Abstract

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References
1.
Some large employers are allowed to self-insure. Many states also have pool insurance available for employers unable to obtain private insurance.
2.
Many argue, however, that wages are lower as a result of this type of expense.
3.
This theory does not work very well for non-profits or government employees.
4.
If the disease does not manifest before the statute runs out, then the worker is out of luck in many jurisdictions.
5.
See discussion below on dual causation.
6.
Fewer quarters are required if the individual is under the age of 31.
7.
42 U.S.C. 423(d)(1)(A) and 1382c(a)(3)(A).
8.
42 U.S.C. 423(d)(2)(A) and 1382c(a)(3)(B).
9.
20 C.F.R. 404.1520.
10.
There is a slightly different rule for persons employed in sheltered workshops.
11.
20 C.F.R. 404.1521.
12.
The listings are created based on body part. Currently there are adult and children listings and each set has 13 parts.
13.
42 U.S.C. 423.
