Adding (Benefit) Cuts to Bruises: The Attack on Workers' Compensation in Connecticut

Celenza James , “All Along the Watchtower: The Crisis in Workers' Compensation,” New Solutions, Vol. 4, No. 1, Fall 1993.

Connecticut Law Tribune, 1/11/93

Connecticut Workers' Compensation Commission. This is based on a study of a sample of 4,717 First Reports of Injury for the first six months of 1992, which found an average weekly wage of $486. This translates into a compensation rate of about $325 for a married worker with two dependents. The study also found that only about 1 percent of injured workers received high enough wages to qualify for the maximum benefit.

Burton John , “Comparing States' Benefits: Multiple Choices,” Workers' Compensation Monitor, Vol. 4, No. 6, Nov/Dec, 1991.

Adapted from ConnectiCOSH flyer “Get the Facts!”; based on Connecticut Insurance Dept. figures Walter Bell memo dated 2/10/93, adjusted for a 9 percent profit rate.

Celenza James , “All Along the Watchtower The Crisis in Workers' Compensation”, New Solutions, Vol. 4, No. 1, Fall 1993.

Letter from Jim Ellenberger to AFL-CIO affiliates, dated Sept. 24, 1993.

National Council on Compensation Insurance (NCCI), Connecticut Executive Summary of the Pure Premium rate proposal filing to the Connecticut Insurance Commission, 1993.

National Council on Compensation Insurance (NCCI), memo from George Phillips to Ken Christiansen, May 20, 1993. The additional savings were estimated to be 2.6 percent from eliminating cost-of-living adjustments, 2.0 percent from managed care/PPO, 1.5 percent from reductions in scarring benefits, and a few other miscellaneous categories.

American Insurance Association, “Workers' Compensation and Health Care: An Actuarial and Economic Analysis of ‘Coordination’ and ‘Merger’”, 1993 (reproduced). Of course, the actual lost time would probably be less, since the lower benefit levels would force injured workers to return to work sooner than normal.

See Kuhn Sarah and Wooding John , “The Changing Structure of Work in the United States”, Part 2, New Solutions, Vol. 4, No. 4, Summer 1994, p. 21–27.

Berreth Charles , “Workers' Compensation Laws: Significant Changes in 1993,” Monthly Labor Review, Jan. 1994; p. 53.

Workers' Compensation Reporter, Bureau of National Affairs, 2/14/94; p. 85.

Workers' Compensation Reporter, Bureau of National Affairs, 1/3/94; p. 3–4.

Workers' Compensation Reporter, Bureau of National Affairs, 11/22/93; p. 588–589.

Berreth Charles , “Workers' Compensation Laws: Significant Changes in 1993”, Monthly Labor Review, Jan. 1994; p. 53.

National Foundation for Unemployment Compensation and Workers' Compensation, “State W.C. Legislation Enacted in 1993” (Bulletin), Washington, DC, Nov. 1993.

National Foundation for Unemployment Compensation and Workers' Compensation, “State W.C. Legislation Enacted in 1993” (Bulletin), Washington, DC, Nov. 1993.

National Foundation for Unemployment Compensation and Workers' Compensation/ “State W.C. Legislation Enacted in 1993” (Bulletin), Washington, DC, Nov. 1993.

AFL-CIO Dept. of Occupational Safety and Health, Workers' Compensation Notes, Issue 1–94, Jan. 1994.