Microfinance institutions (MFIs) focus on understanding the needs of the poor and assisting them to improve their livelihoods by developing the most efficient and effective mechanisms to deliver finance. This case study concentrates on how the Association for Social Advancement, or ASA, approaches working with non-governmental organizations (NGOs) on microfinance using its diversified service portfolios and operational structures in Bangladesh. The achievements and threats of NGOs have been discussed in terms of current changes and challenges for a microcredit concept to alleviate poverty in Bangladesh.
AhmadM.M. (2010). Microfinance in poverty reduction in Bangladesh: Challenges and opportunities. Retrieved January2015, from http://www.euricse.eu/sites/default/files/db_uploads/documents/1281102006_n623.pdf
2.
AhmedJ.U., & AhmedA. (2017). Agrani Doer Banking: Agent banking business in Bangladesh. InterResearch Working Paper. Dhaka, Bangladesh: InterResearch.
3.
AhmedJ.U., NishaN., & RifatA. (2016). The Dhaka mercantile co-operative bank limited: A case of Islamic Shari’ah banking in Bangladesh. International Journal of Financial Innovation in Banking, 1(1/2), 62–79.
4.
ASA Impact Assessment Report. (2015). The impact of ASA’s microfinance programme on poverty in Bangladesh 2015. Retrieved May2017, from http://www.asa.org.bd/impact-assessment/
5.
BRAC. (2015). About BRAC. Retrieved December2016, from http://www.brac.net.bd
6.
BhuiyanD.M.U., & IslamM.R. (2014). NGO approaches to rural development in Bangladesh.International Journal of Research in Commerce, IT & Management, 4(9), 14–16.
7.
ChowdhuryA.M.R., & BhuiyaA. (2004). The wider impacts of BRAC poverty alleviation programme in Bangladesh.Journal of International Development, 16(3), 369–386.
8.
DeveltereP., PolletI., & WanyamaF. (Eds). (2008). Cooperating out of poverty: The renaissance of the African cooperative movement. Geneva: International Labour Organization.
9.
Global Voice. (2015). The mobile money revolution is transforming Bangladesh. Retrieved May2015, from https://globalvoicesonline.org/2015/01/08/the-mobile-money-revolution-is-transforming-bangladesh/
10.
Grameen Bank. (2015). About Grameen Bank. Retrieved June2017, from http://www.grameen-info.org
11.
InterResearch. (2016). An overview of microfinance NGOs in Bangladesh. Dhaka, Bangladesh: InterResearch.
12.
KabeerN., MahmudS., & Isaza CastroJ.G. (2012). NGOs and the political empowerment of poor people in rural Bangladesh: Cultivating the habits of democracy?World Development, 40(10), 2044–2062.
13.
MallickD. (2012). Microfinance and moneylender interest rate: Evidence from Bangladesh.World Development, 40(6), 1181–1189.
14.
Ministry of Health and Family Welfare. (2014). Health Bulletin-2013. Bangladesh: Management Information System, DGHS.
15.
MunknerH. (2012). Co-operation as a remedy in times of crisis, agricultural co-operatives in the world: Their roles for rural development and poverty reduction. Euricse Working Paper No. 41.
16.
NGO Affairs Bureau. (2017). About NGO. Retrieved August2017, from http://www.ngoab.gov.bd
17.
RahmanM.W., LuoJ., AhmedS., & XiaolinW. (2012). The synthesis of Grameen Bank, BRAC and ASA microfinance approaches in Bangladesh.World Applied Sciences Journal, 20(7), 1055–1062.
18.
RavallionM. (1997). Can high-inequality developing countries escape absolute poverty?Economics Letters, 56(1), 51–57.
19.
VicariS., & De MuroP. (2012). The co-operative as institution for human development,Working Paper No. 156. Rome: Roma Tre University.
20.
World Bank (2016). Gross Domestic Product 2016 (Ranking)—World Bank Data, World Bank.
21.
World Health Organization (2007). WHO country cooperation strategy 2008–2013. Bangladesh: Country Office in Bangladesh.
22.
YunusM., MoingeonB., & Lehmann-OrtegaL. (2010). Building social business models: Lessons from the Grameen experience.Long Range Planning, 43(2), 308–325.
23.
ZohirS., & MatinI. (2004). Wider impacts of microfinance institutions: Issues and concepts.Journal of International Development, 16(3), 301–330.
