Objective: Increasing rural community college degree attainment is very important to foster rural areas’ economic and social well-being. Rural community colleges differ greatly from their suburban and urban counterparts in financial aid patterns and student bodies. However, existing literature is vacant with respect to student financial aid and degree attainment in rural community colleges. The objective of this study was to examine the relationship between financial aid and associate degree attainment for rural community college students and compare the financing patterns of the three locales. Method: Using data from Beginning Postsecondary Students Longitudinal Study (BPS:04/09), we performed a series of logistic regression models that include financial aid variables and control variables from psychological, sociological, organizational, and internationalist perspectives. Results: We found rural community college students exceeded other locales in degree attainment. Logistic regression results reveal insignificant roles of Pell Grants and Federal Subsidized Loans, and negative role of Federal Unsubsidized Loans in associate degree attainment for rural community college students. Contributions: The results suggest that public subsidies, such as Pell Grants, were not sufficient to cover rural students’ unmet need for financing degree attainment, and that rural students are more cost-conscious in borrowing and spending than their suburban and urban counterparts.
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