There are a range of solutions that address asset building challenges for low-wealth women. Here we highlight some solutions that focus on basic needs (child care, child support) and creating economic stability with disposable income (income available after basic needs are met); solutions that address predatory lending and the housing crisis; and solutions that focus on joint ownership of assets and community-based asset building.
ChangM.L.Women and Wealth. In: Gordon NembhardJ., ChitejiN., editors. Wealth accumulation and communities of color in the U.S.: current issues.Ann Arbor: University of Michigan Press; 2006. p. 112–32.
2.
ChangM.Short changed.New York: Oxford University Press;2010a.
3.
ChangM.Lifting as we climb: women of color, wealth, and America's future.Berkeley: Insight Center for Community Economic Development (Spring); 2010b. www.racialwealthgap.org.
4.
ChangM., MasonC.N.At rope's end: single women mothers, wealth and assets in the U.S. Women of Color Policy Network.New York: NYU Wagner Graduate School of Public Service;2010.
5.
FossettM.A., KiecoltK.J.Mate availability and family structure among African Americans in U.S. metropolitan areas.J Marriage Fam.1993; 55(2): 288–302.
6.
Gordon NembhardJ.Cooperatives and wealth accumulation: preliminary analysis.Am Econ Rev.2002; 92(2): 325–29.
7.
Gordon NembhardJ.Non-traditional analyses of cooperative economic impacts: preliminary indicators and a case study.Rev Int Co-op.2004; 97(1): 6–21.
8.
Gordon NembhardJ.Afterword: trends and trappings, research and policy implications: an unorthodox policy guide. In: Gordon NembhardJ., ChitejiN., editors. Wealth accumulation in communities of color in the U.S.A.: current issues.Ann Arbor: University of Michigan Press; 2006. p. 326–41.
9.
Gordon NembhardJ.Taking the predator out of lending: the role played by community development credit unions in securing and protecting assets. Working Paper, Center on Race and Wealth. Washington, DC: Howard University, Department of Economics (August); (2010).
10.
HirschlT.A., AltobelliJ., RankM.R.Does marriage increase the odds of affluence? Exploring the life course probabilities.J Marriage Fam.2003; 65(4): 927–38.
11.
MarshK., DarityW.A.Jr, CohenP.N., CasperL.M., SaltersD.The emerging Black middle class: single and living alone.Social Forces.2007; 86(2): 735–62.
12.
MarshK., Dickerson N Racial and ethnic differences in women's marriage, household composition and class status: 1980–2008.Race, Gender Class.2011; 18(1-2): 14–30.
