In the first year of the new century, over a million American women officially entered the ranks of “the elderly” by reaching their 65th birthday (U.S. Bureau of the Census, 1999). What can they expect of government policy? To what extent will the nation's economic support systems respond to their needs? And what about their daughters' and their babies'? This article considers two broad social trends that determine public policy responses to the needs of the elderly: shifting fertility patterns and labor force participation of women. The implications of these trends for income security in old age are considered, followed by recommendations for new approaches to family policy in the United States. The article closes by suggesting that in the 21st century Social Security should be for babies.
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