Unemployment insurance for platform workers: Challenges and approaches from a comparative perspective

Abstract

This contribution presents an overview of the challenges involved in ensuring that persons performing platform work (as either employees, self-employed, or in a third category) are able to effectively access unemployment insurance protection. It also addresses the specific approaches taken by European countries to tackle these challenges, relying especially on the contributions to this special issue on unemployment protection for the self-employed and platform workers.

After presenting a brief definition of platform work, the contribution provides an overview of the main challenges linked to unemployment protection insurance posed by the features of platform work; we use primarily the Council Recommendation on access to social protection for workers and the self-employed as an evaluative framework. These challenges relate to both formal exclusion (due to classification as self-employed or marginal work) and effective exclusion (due to difficulties meeting minimum work requirements and lack of transparency on algorithmic management and platform work). The contribution then analyses some of the main approaches taken by European countries to address such challenges. Actions targeting platform work comprise (a) employment status reclassification; (b) establishment of a presumption of an employment relationship; (c) the setting of requirements to inform on the use of algorithmic management; (d) facilitation of transparency on platform work information; and (e) exemption from formal social security coverage of some forms of (marginal) platform work. General approaches with consequences for the unemployment insurance protection of platform workers include the application of the same criteria for access to unemployment benefits across employment statuses, as well as greater leniency on these criteria for certain forms of non-standard work. The contribution ends with a conclusion, which highlights the main gaps in unemployment insurance protection for platform work, and discusses avenues for action regarding platform work.