Banks Behaving Badly

The ‘Wallis Report’ is correctly referred to as the ‘Financial System Inquiry Final Report’ (1997).

Connolly Chris Hajaj Khaldoun , Financial Services and Social Exclusion (Financial Services Consumer Policy Centre, Chifley Research Centre, The University of NSW, March 2001) 4.

Cases that have been referred to on this point include Riches v Westminster Bank Ltd [1947] AC 390, 400; Ridge Securities Ltd v Inland Revenue Commissioners [1964] 1 WLR 479, 493.

Queensland Office of Fair Trading, Payday Lending — A Report to the Minister of Fair Trading (2000) <www.consumer.qld.gov.au/OFT/OFTWeb.nsf/web+pages/A1B0FBCF63EE9FA4A256B4400317450?OpenDocument&L1=Publications> at 20 November 2004.

Ibid 18.

Syvret Paul , ‘The Quick and the Debt’, The Bulletin, 6 February 2001, 30.

Wilson Dean , Payday lending in Victoria — A Research Report (Consumer Law Centre Victoria Limited, July 2002) 82.

Connolly Hajaj , above n 2, 36.

Griffith Gareth , Banks and Community Obligations (NSW Parliamentary Library Research Service, 2000). <www.parliament.nsw.gov.au/prod/parlment/publications.nsf/0/F6BC5248E799C9ECA256ECF0006E6FC> at 20 November 2004.

Cicutto Frank , the then Chair of the ABA cited in Connolly and Hajaj, above n 2, 36.

Grabosky Peter , ‘Using NonGovernmental Resources to Foster Regulatory Compliance’ (1995) 8 Governance: An International Journal of Policy and Administration 536–542.

Bell David , then CEO of the ABA cited in NCOSS No Interest Loans Development Project Report (Council of Social Services of NSW, October 2001) 2.

See Foresters ANA Friendly Society website <www.forestersana.com.au> at 20 November 2004.

Ibid.

Queensland Office of Fair Trading, above n 4, 11.

Staten Barron , ‘The Value of Comprehensive Credit Reports: Lessons from the US Experience’ (Paper presented at the Australian Retail Finance Conference, Sydney, 2000).

Connolly Hajaj , above n 2, 30.

See Federal Financial Institutions Examination Council website <http://www.ffiec.gov>.

Connolly Hajaj , above n 2, 31.