Abstract
This paper investigates the impact of bank level factors like, capital to risk weighted assets Ratio, non-interest income and net interest margin on bank performance measured through return on assets of scheduled commercial banks in India in a panel data study over the period 1997–2007. All the factors have a positive and significant impact on profitability. The results also indicate that there is no significant difference in profitability of public sector banks and Indian private banks with foreign banks operating in India.
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