Abstract
The purpose of this paper is to look at the intense controversy over interstate banking by analyzing the concerns and aspirations of the many players involved. The paper presents the positive and negative impacts of interstate banking from a number of perspectives. Our findings show that as much as the advent of interstate banking might lead to considerable bank consolidation and reduction in the number of smaller, local depository institutions that occupy strategic role in providing commercial and industrial loans to small business, the overall benefit of the deregulation provides a positive development for the banking industry.
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