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Book Reviews : Cecil R. DIPCHAND,ZHANG Yichun,and MA Mingjia,The Chinese Financial System. Connecticut and London: Greenwood Press 1994. 223 pp. ISBN: 0-313- 29282-5. Price: £53.95. ON Kit Tam (Ed.),Financial Reform in China. London and New York: Routledge 1995. 195 pp. ISBN: 0-415-01971-0. Price: £40.00