Abstract
Changes in the business and labor environments have made employees more keenly aware of the importance of accumulating assets. Employers more aware of the importance of retirement and capital accumulation programs. With the world's aging population and changing social and political environments, innovative business strategies that guide the significant corporate investment in retirement and wealth accumulation programs are crucial. This article reviews the components of an effective strategy and the basic steps in building a strategy. Because an employers' global retirement strategy affects employees' retirement decisions, organizations have the power to shape the future work force and their competitive position.
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