This study examined the retirement financial planning of gay and bisexual men. Unlike heterosexual adults, gay and bisexual men must consider the costs and benefits of disclosing sexual identity in the workplace. Concealing sexual identity tends to diminish the appeal of the workplace and thus may increase motivation to plan for life beyond work. Analyses showed that the more participants concealed sexual orientation, the more they engaged in retirement financial planning. The results suggest that the retirement planning of gay and bisexual men is shaped by some of the typical factors established in previous research and also by their unique experience regarding sexual identity disclosure. The potential impact of concealing sexual identity on the motivation to plan for retirement is discussed.
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