Berger, A. N., and Udell, G. F. (1998), 'The Economics of Small Business Finance: 1wC Roles of Private Equity and Debt dN'larkets in the Financial Growth Cycle' , Journal of Banking and Finance, 22, pp 613-673 .
2.
Binks, M. R. (1991), 'Small Businesses and Their Banks in the Year 2000', in Curran, J., and Blackburn, R. (eds.), Paths of Enterprise: The Future of the Small Business, London: Routledge .
3.
Bolton, J. (1971), Report of the Committee of Inquiry on Small Firms, HMSO Cmd 4811, London .
4.
Cosh, A., and Hughes, A. (1994), 'Size, Financial Structure and Profitability; UK Companies in the 1980s', in Hughes, A., and Storey, D. J. (eds.), Finance and the SmallFirm, London: Routledge .
5.
Cowling, M., Samuels, J., and Sugden, R. (1991), Small Firms and Clearing Banks, Report prepared for the British Chambers of Commerce.
6.
Eisenhardt, K M. (1989), 'Building Theories from Case Study Research' , Academy of Management Review, 14(4), pp 532-550 .
7.
Eisenhardt, K M. (1991), 'Better Stories and Better Constructs: The Case for Rigor and Comparative Logic' , Academy of Management Review, 16(3), pp 620-627 .
8.
Grant Thornton International, Business Strategies Ltd. (1996, 1998), European Business Survey, Grant Thornton: London .
9.
Helwege, J., and Liang, N. (1996), 'Is There A Pecking Order? Evidence from a Panel of IPO Firms' , Journal of Financial Economics, 40, pp 429-458 .
10.
Hughes, A. (1997), 'Finance for SMEs: A UK Perspective' , Small Business Economics, 9, pp 151-166 .
11.
Hughes, A., and Storey, D.J. (1994), Finance and the Small Firm, London: Routledge .
12.
Jordan, J., Lowe, J., and Taylor, P. (1998), 'Strategy and Financial Policy in UK Small Firms' , Journal of Business Finance and Accounting, 25 (1/2), January/March.
13.
Kotey, B. (1999), 'Debt Financing and Factors Internal to the Business' , International Small Business Journal, 17(3), pp 1-29 .
14.
McMahon, R., and Stanger, A. (1995), 'Understanding the Small Enterprise Financial Objective Function' , Entrepreneurship Theory and Practice, 1(4), pp 21-39 .
15.
Miles, M. B., and Huberman, A. M. (1994), 'Qualitative Data Analysis', London: Sage .
16.
Myers, S. C. (1984), 'The Capital Structure Puzzle' , Journal of Finance, 39(3), pp 575-592 .
17.
Myers, S. C., and Majluf, N. S. (1984), 'Corporate Financing and Investment Decisions When Firms Have Information That Investors Do Not Have' , Journal of Financial Economics, 13, pp 187-221 .
18.
Reid, G. C., and Jacobsen, L. R. (1988), 7'he Small Entrepreneurial Firm', Aberdeen: Aberdeen University Press .
19.
Shyam-Sunder, L., and Myers, S. C. (1995), 'Testing Static Trade-off Against Pecking Order Models of Capital Structure', MVIT Working Paper; Cambridge, Mass: MIT .
20.
Strauss, A., and Corbin, J. (1990), Basics oJ Qualitative Research, (Y'rounded Theory Procedures and Techniques, Newbtirv Park: Sage .
21.
Watson, R., and Wilson, N. (1998), 'Small and Medium-size Enterprise Financing: Some Enmpirical Implications of a Pecking Order', Leeds Uniiversity Businiess School , Discussion Paper.
22.
Wilson, H. (1979), Report of the (omimittee to Review the Functioning of Financlial Institutions, HMSO Cmd 7503, London .
23.
Wimborg, J. (1997), Finance in Smnall Businesses: A Widened Approach to Small Business Managers Handling ofFinan e, L-icentiate thesis, Scandinavian Inistitute for Research in Entrepreneurship, Lund Universitv, Sweden.
24.
Yin, R. K. (1989), Case Study Research: Desig-n and Methods, Applied Social Research Methods Series, London: Sage .
