Abstract
In the first article, Siddharth takes an unconventional view of the lending practices of banks and financial institutions He criticizes the concepts such as debt-equity norms adopted and institutional attitudes towards entrepreneurs and risk.
To give a balanced perspective, Vikalpa also presents comments of a development banker on Siddharth's views. Vikalpa hopes that this article will generate further sharing of experiences and research.
In the April-June issue, Vikalpa published an article by T K Moulik titled “Problems and Challenges in Wool Development.” In this feature, Upendra Patel, Chairman and Managing Director of Shri Dinesh Mills Ltd, Vadodara, under whose chairmanship the Indian woollen industry collaborated with the Gujarat Government in sheep and wool development, comments on Moulik's article.
Upendra Patel points out that policy makers should decide whether sheep rearing should be for production of meat or for production of wool. A clear choice of objective is critical due to the acute shortage of grazing lands and high demand for carpet quality wool.
Get full access to this article
View all access options for this article.