Abstract
We examine how the expansion of social protection policies during Covid-19 affected workers’ job outcomes (employment probability and income changes) and access to the safety net. Leveraging a panel of 173 US workers across three arrangements—platform-based gig workers, creative freelancers, and low-wage W-2 employees—tracked from 2020–2024, we find that gig workers initially faced unemployment insurance access barriers, resulting in a 50%-point higher likelihood of receiving benefits later in the crisis than low-wage W-2 workers. Creative freelancers were more likely to remain employed and experienced fewer income losses. This paper shows that flexibilizing regulation may counter global labor precarity trends.
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