Credit happens to be an important input for promoting growth and equity in the rural sector of the economy. The present paper discusses the adequacy and suitability of institutional credit in the rural areas of a tribal region of Bihar. Besides discussing the historical development of institutional sources supplying credit in the rural areas, it also highlights the magnitude, form and purpose of institutional credit available in the rural areas of the region. The paper concludes that the institution supply of credit is not only inadequate but is also highly unsuitable as it does not suit the attitude and temperament of the people living in this area.
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